- The Group Insurance Commission (GIC) administers health insurance for eligible state employees, retirees, and their dependents and survivors. A MWCC employee is eligible to enroll in GIC health insurance if the employee is hired into a benefitted position and the employee’s regular work schedule is at least 50% of full-time hours.Employee Health and Other Insurance Benefits
PREMIUM DEDUCTIONS
All GIC premium deductions are taken one month in advance of coverage.
ENROLLMENT ELIGIBILITY AND EFFECTIVE DATES
Basic Life & Health, Optional Life, Long Term Disability (LTD), GIC Dental/Vision, and FSA
According to Massachusetts Law Chapter 32A, the following employees are eligible for GIC benefits:
- Permanent employees as outlined in CMR 1.02.
- Employees must work at least 18.75 hours in a 37.5-hour workweek or 20 hours in a 40-hour workweek; employees who do not work the required number of hours are not eligible for GIC benefits.
New employee coverage begins on the first day of the month following 60 calendar days from the first date of employment, or two calendar months, whichever comes first.
Employees who do not enroll in Basic Life, Basic Life and Health, Optional Life, LTD and GIC Dental/ Vision when first eligible (see NEW HIRE section) are subject to late enrollment and Annual Enrollment rules. See the corresponding LATE ENROLLMENT and ANNUAL ENROLLMENT sections for details.